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Buying vs. Leasing

When it comes to buying or leasing a car the options can be confusing. To help you make an informed decision we have provided the information below. We hope you find it informative and useful.

When you buy the new or used car you pay for the entire cost of the vehicle. When you lease the new or used car, you pay for only a portion of the vehicle’s cost, which is the part you use during the time you are driving it.

Buying

Who Owns It

Whether you pay for the car with cash, or finance it and make monthly payments, either way it’s yours. Of course, if you’re financing it, you’ll have to meet the obligations the lender requires, like a certain down payment amount and timely monthly payments. If you don’t, they have the right to repossess it.

Up-front Costs

If you’re financing it, the bank will probably request a down payment. You can also trade-in another vehicle and use any equity towards your down payment. The amount of the down payment is usually based on the lender’s requirements and your credit score.

Future Value

Your vehicle will be worth whatever you can sell it for in the future and that depends on how well you maintain it. (Be smart and protect your investment with regular scheduled maintenance by a factory-authorized facility!)

End of Payments

Once you’ve paid off what you owe on your contract, that’s it. Your vehicle is 100% yours. The lending institution will send you a Lien Release as proof that the vehicle is completely paid off and all yours.

Leasing

Who Owns It

You do not own the car when you lease. You’re paying for the use of the vehicle, but the finance institution that you leased it through actually owns it. This is usually why you pay less per month in a lease than if you were to buy the car.

Up-front Costs

Leases often do not require any type of a down payment. All you usually have to pay is the first month’s payment, a security deposit, the acquisition fee and other fees and taxes. But, as with a purchase, if you want to lower your monthly payments you can always pay more upfront.

Future Value

In most leases you don’t end up owning it you return it too the lender. That’s the financial institution’s job. Although you may have mileage limits and wear and tear guidelines that, if you exceed them, could cost you extra money when you turn your vehicle back in.

End of Payments

Most people return the vehicle at the end of the lease term. But some like to purchase it during their lease or at the end. Others like to trade it in before their lease is over. Just ask us about these different options before signing any paperwork and we’ll make sure you have your lease set up the way you want it.

Best Cars to Lease

The best cars to lease are those with the best book value after the term of the lease. Since they depreciate less, you pay less. Review the lease ratings to see which cars retain their value.

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Ford Dealer in Hanover, PA

Thank you for visiting Gene Latta Ford serving the greater Hanover, PA area. Our goal is to make your car buying experience the best possible with great prices and service. Gene Latta Ford’s virtual dealership offers a wide variety of new and used cars, Ford incentives, service specials, and Ford parts savings. Conveniently located in Hanover, PA we are just a short drive from Gettysburg, PA and York, PA.

 

If you’re looking to purchase your new dream car, you’ve come to the right place. At Gene Latta Ford we pride ourselves on being your reliable and trustworthy Hanover, PA Ford dealer. Our inventory is filled with some of the sweetest rides you’ve ever seen and they’re all reasonably priced too!

The Hanover, PA Ford Dealer you can count on

 

 

We’re the kind of Hanover, PA, Gettysburg, PA, York, PA dealer that takes the time to listen to the wants and needs of our clients. We understand that buying a car is a process that takes a certain amount of careful consideration. There are several important factors to take into account when choosing a car:

 

How many people do you drive with every day?

 

How far do you drive on a daily basis?

 

What kind of terrain or traffic do you need to tackle?

 

What does your gasoline budget look like?

 

Are you looking for a sports car or would you prefer a family friendly vehicle?

 

How much money are you looking to spend on your new car?

 

Do you need financial assistance?

 

It’s a lot to wrap your head around but at Gene Latta Ford we do our best to make the car buying experience an easy one. We’re the kind of Hanover, PA car dealer that helps you decide exactly what you’re looking for. We won’t ever make a sale that our customers will end up being unhappy with. We’re proud to be the type of Hanover, PA Ford, Gettysburg, PA Ford, York, PA Ford dealer that strives for 100% customer satisfaction.

 

Ford for Everyone

 

We’re the Hanover, PA car dealership that caters for a whole variety of clientele. We understand that all of our clients have different financial situations and have done our best to ensure that our cars come in a variety of different shapes and sizes, and that their price tags vary as well. We not only have an amazing selection of brand new cars but have also acquired an impressive selection of pre-owned vehicles that are just as fantastic.

 

Because our customers are so important to us, we’ll also take the time to find you some great financing options if you need them. At some point in our lives we all need a little financial boost, and at Gene Latta Ford we do our best to find a reasonable loan that enables you to purchase the car you’ve always dreamed of.

 

Our range of services includes:

 

New Ford Sales

 

Used Car Sales

 

Car Loans and Auto Financing

 

Certified Ford Auto service department

 

Full selection of Ford auto parts and after-market accessories

 

If you would like to get in touch with us please don’t hesitate to give us a call or stop by one of our locations for a visit.

 

Servicing Your Vehicles

 

Need Ford Parts?

Need to Schedule Ford Service in Hanover, PA, Gettysburg, PA or York, PA?

 

Looking for Specific Tires in Hanover, PA or Gettysburg, PA?

 

Schedule Your Next Ford Oil Change in Hanover, PA.

 

If you would like to get in touch with us please don’t hesitate to give us a call or stop by for a visit. We have also set up several quick links to help you filter our website. Just click on any of the search sections to easily navigate our Hanover, PA Dealer Website.

 

Ford Tires in Hanover, PA

 

Ford Transmission Hanover, PA

 

Need Ford Brakes?

 

Need Ford Parts in Hanover, PA?

 

Schedule Ford Oil Change in Hanover, PA

 

Schedule Ford Oil Change Gettysburg, PA

 

 

 

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